/* ==========================================================================
   BaufinanzAlstertal — Design System
   Palette: Ink Navy + Metallic Gold + cool Paper. One accent, one radius rule.
   ========================================================================== */

:root {
  --navy: #0E1B2E;
  --navy-2: #16253B;
  --navy-3: #1E3350;
  --gold: #C9A227;
  --gold-soft: #E4C567;
  --paper: #F5F6F4;
  --paper-2: #ECEEEA;
  --white: #FFFFFF;
  --text: #101826;
  --text-muted: #57606F;
  --text-on-dark: #F5F6F4;
  --text-on-dark-muted: #AEB8C6;
  --border: #DDE0D9;
  --border-dark: rgba(245, 246, 244, 0.14);

  --radius-sm: 10px;
  --radius-md: 20px;
  --radius-lg: 28px;
  --radius-pill: 999px;

  --shadow-sm: 0 1px 3px rgba(14, 27, 46, 0.06);
  --shadow-md: 0 12px 28px rgba(14, 27, 46, 0.10);
  --shadow-gold: 0 8px 20px rgba(201, 162, 39, 0.22);

  --font-display: "Playfair Display", Georgia, "Times New Roman", serif;
  --font-body: "Manrope", -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;

  --container: 1240px;
  --ease: cubic-bezier(0.16, 1, 0.3, 1);
}

*, *::before, *::after { box-sizing: border-box; }
html { scroll-behavior: smooth; }
@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  *, *::before, *::after { animation-duration: 0.001ms !important; animation-iteration-count: 1 !important; transition-duration: 0.001ms !important; scroll-behavior: auto !important; }
}

body {
  margin: 0;
  background: var(--paper);
  color: var(--text);
  font-family: var(--font-body);
  font-size: 16px;
  line-height: 1.6;
  -webkit-font-smoothing: antialiased;
}

img { max-width: 100%; display: block; }

h1, h2, h3, h4 {
  font-family: var(--font-display);
  color: var(--navy);
  margin: 0;
  line-height: 1.15;
  font-weight: 600;
}

p { margin: 0; }

a { color: inherit; text-decoration: none; }

.container {
  max-width: var(--container);
  margin: 0 auto;
  padding: 0 28px;
}

section { position: relative; }

.eyebrow {
  display: inline-block;
  font-family: var(--font-body);
  font-size: 0.72rem;
  font-weight: 700;
  letter-spacing: 0.16em;
  text-transform: uppercase;
  color: var(--gold);
  margin-bottom: 14px;
}

.section-head {
  max-width: 640px;
  margin-bottom: 48px;
}
.section-head h2 { font-size: clamp(1.75rem, 1.4rem + 1.6vw, 2.5rem); }
.section-head p {
  margin-top: 16px;
  color: var(--text-muted);
  font-size: 1.05rem;
  max-width: 60ch;
}
.section-head.center { margin-left: auto; margin-right: auto; text-align: center; }

/* -------------------- Buttons -------------------- */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  white-space: nowrap;
  padding: 14px 28px;
  border-radius: var(--radius-pill);
  font-family: var(--font-body);
  font-weight: 700;
  font-size: 0.95rem;
  border: 1px solid transparent;
  cursor: pointer;
  transition: transform 0.25s var(--ease), box-shadow 0.25s var(--ease), background 0.25s var(--ease), color 0.25s var(--ease);
}
.btn:active { transform: translateY(1px) scale(0.98); }

.btn-gold {
  background: var(--gold);
  color: var(--navy);
  box-shadow: var(--shadow-gold);
}
.btn-gold:hover { background: var(--gold-soft); transform: translateY(-2px); }

.btn-ghost-dark {
  background: transparent;
  color: var(--text-on-dark);
  border-color: var(--border-dark);
}
.btn-ghost-dark:hover { border-color: var(--gold); color: var(--gold-soft); transform: translateY(-2px); }

.btn-ghost-light {
  background: transparent;
  color: var(--navy);
  border-color: var(--border);
}
.btn-ghost-light:hover { border-color: var(--navy); transform: translateY(-2px); }

.btn-sm { padding: 10px 20px; font-size: 0.85rem; }

/* -------------------- Header -------------------- */
.site-header {
  position: sticky;
  top: 0;
  z-index: 50;
  background: rgba(245, 246, 244, 0.88);
  backdrop-filter: blur(14px) saturate(140%);
  -webkit-backdrop-filter: blur(14px) saturate(140%);
  border-bottom: 1px solid transparent;
  transition: border-color 0.3s var(--ease), box-shadow 0.3s var(--ease);
}
.site-header.scrolled {
  border-color: var(--border);
  box-shadow: 0 6px 24px rgba(14, 27, 46, 0.06);
}
.header-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 24px;
  height: 76px;
}
.brand { display: flex; align-items: center; gap: 12px; }
.brand-mark { width: 34px; height: 34px; flex-shrink: 0; }
.brand-word {
  font-family: var(--font-display);
  line-height: 1.05;
}
.brand-word b { display: block; font-size: 1.05rem; font-weight: 700; color: var(--navy); letter-spacing: 0.01em; }
.brand-word span { display: block; font-size: 0.62rem; font-weight: 600; letter-spacing: 0.28em; color: var(--gold); }

.main-nav { display: flex; align-items: center; gap: 30px; }
.main-nav a {
  font-size: 0.92rem;
  font-weight: 600;
  color: var(--text);
  position: relative;
  padding: 4px 0;
}
.main-nav a::after {
  content: "";
  position: absolute;
  left: 0; right: 0; bottom: -2px;
  height: 2px;
  background: var(--gold);
  transform: scaleX(0);
  transform-origin: left;
  transition: transform 0.3s var(--ease);
}
.main-nav a:hover::after { transform: scaleX(1); }

.header-actions { display: flex; align-items: center; gap: 20px; }
.header-phone {
  display: flex;
  align-items: center;
  gap: 8px;
  font-weight: 700;
  font-size: 0.92rem;
  color: var(--navy);
}
.header-phone i { color: var(--gold); font-size: 1.05rem; }

.nav-toggle {
  display: none;
  background: none;
  border: none;
  cursor: pointer;
  padding: 6px;
  color: var(--navy);
  font-size: 1.5rem;
}

.mobile-nav {
  display: none;
  position: fixed;
  inset: 76px 0 0 0;
  background: var(--paper);
  z-index: 49;
  padding: 32px 28px;
  overflow-y: auto;
}
.mobile-nav.open { display: block; }
.mobile-nav a {
  display: block;
  font-family: var(--font-display);
  font-size: 1.6rem;
  padding: 14px 0;
  border-bottom: 1px solid var(--border);
  color: var(--navy);
}
.mobile-nav .header-phone { margin-top: 24px; font-size: 1.1rem; }
.mobile-nav .btn { margin-top: 24px; width: 100%; }

/* -------------------- Hero -------------------- */
.hero {
  background: radial-gradient(ellipse 900px 600px at 78% 15%, rgba(201,162,39,0.16) 0%, transparent 60%), linear-gradient(180deg, var(--navy) 0%, var(--navy-2) 100%);
  color: var(--text-on-dark);
  padding: 64px 0 0;
  overflow: hidden;
  position: relative;
}
.hero::before {
  content: "";
  position: absolute;
  inset: 0;
  background-image: radial-gradient(circle at 1px 1px, rgba(255,255,255,0.06) 1px, transparent 1px);
  background-size: 30px 30px;
  mask-image: linear-gradient(180deg, rgba(0,0,0,0.9) 0%, transparent 85%);
  -webkit-mask-image: linear-gradient(180deg, rgba(0,0,0,0.9) 0%, transparent 85%);
  pointer-events: none;
  z-index: 0;
}
.hero-inner {
  position: relative;
  z-index: 1;
  display: grid;
  grid-template-columns: 1.05fr 0.95fr;
  align-items: end;
  gap: 32px;
  min-height: min(calc(100dvh - 76px), 720px);
}
.hero-copy { padding-bottom: 56px; max-width: 560px; }
.hero-glow {
  position: absolute;
  width: 560px;
  height: 560px;
  right: 4%;
  top: 4%;
  background: radial-gradient(circle, rgba(201,162,39,0.32) 0%, rgba(201,162,39,0.07) 45%, transparent 72%);
  filter: blur(6px);
  z-index: 0;
  pointer-events: none;
}
.hero-mark-decor {
  position: absolute;
  width: 620px;
  height: 620px;
  top: -60px;
  right: -100px;
  opacity: 0.10;
  z-index: 0;
  pointer-events: none;
}
.hero-mark-decor circle {
  fill: none;
  stroke: var(--gold-soft);
  stroke-width: 1;
}
.hero-copy h1 {
  color: var(--white);
  font-size: clamp(2.3rem, 1.7rem + 2.6vw, 3.4rem);
  letter-spacing: -0.01em;
}
.hero-copy h1 em { color: var(--gold-soft); font-style: italic; line-height: 1.15; padding-bottom: 2px; display: inline-block; }
.hero-copy p.lead {
  margin-top: 22px;
  font-size: 1.1rem;
  color: var(--text-on-dark-muted);
  max-width: 46ch;
}
.hero-actions { margin-top: 34px; display: flex; gap: 16px; flex-wrap: wrap; }

.hero-visual {
  position: relative;
  display: flex;
  align-items: flex-end;
  justify-content: center;
  height: 100%;
}
.hero-visual img {
  position: relative;
  z-index: 1;
  max-height: 620px;
  width: auto;
  object-fit: contain;
  filter: drop-shadow(0 30px 50px rgba(0,0,0,0.35));
}
.hero-badge {
  position: absolute;
  left: -8px;
  bottom: 96px;
  z-index: 2;
  background: var(--white);
  color: var(--navy);
  border-radius: var(--radius-md);
  padding: 18px 22px;
  box-shadow: var(--shadow-md);
  display: flex;
  align-items: center;
  gap: 14px;
}
.hero-badge .num { font-family: var(--font-display); font-size: 1.9rem; font-weight: 700; color: var(--gold); line-height: 1; }
.hero-badge .label { font-size: 0.78rem; color: var(--text-muted); font-weight: 700; max-width: 12ch; line-height: 1.25; }

/* -------------------- Trust strip -------------------- */
.trust-strip {
  background: var(--paper-2);
  border-bottom: 1px solid var(--border);
}
.trust-row {
  display: flex;
  flex-wrap: wrap;
  justify-content: space-between;
  padding: 26px 0;
  gap: 20px;
}
.trust-item {
  display: flex;
  align-items: center;
  gap: 10px;
  font-weight: 700;
  color: var(--navy);
  font-size: 0.95rem;
  flex: 1 1 200px;
}
.trust-item i { color: var(--gold); font-size: 1.2rem; }

/* -------------------- Leistungen bento -------------------- */
.leistungen { padding: 120px 0; }
.bento {
  display: grid;
  grid-template-columns: 1.3fr 1fr;
  grid-template-rows: repeat(2, 1fr);
  gap: 20px;
}
.bento-card {
  border-radius: var(--radius-lg);
  padding: 32px;
  display: flex;
  flex-direction: column;
  justify-content: flex-end;
  min-height: 220px;
  position: relative;
  overflow: hidden;
  transition: transform 0.35s var(--ease), box-shadow 0.35s var(--ease);
}
.bento-card:hover { transform: translateY(-4px); box-shadow: var(--shadow-md); }
.bento-card.featured {
  grid-row: 1 / 3;
  min-height: 460px;
  color: var(--white);
  background-size: cover;
  background-position: center;
}
.bento-card.featured::before {
  content: "";
  position: absolute; inset: 0;
  background: linear-gradient(180deg, rgba(14,27,46,0.15) 0%, rgba(14,27,46,0.92) 88%);
}
.bento-card.plain {
  background: var(--white);
  border: 1px solid var(--border);
  color: var(--navy);
}
.bento-card.wide {
  flex-direction: row;
  align-items: center;
  gap: 26px;
  justify-content: flex-start;
}
.bento-card.wide .bento-icon { margin-bottom: 0; }
.bento-card.wide p { max-width: 48ch; }
.bento-card .bento-icon {
  width: 46px; height: 46px;
  border-radius: var(--radius-sm);
  display: flex; align-items: center; justify-content: center;
  background: rgba(201,162,39,0.14);
  color: var(--gold);
  font-size: 1.3rem;
  margin-bottom: 18px;
}
.bento-card.featured .bento-icon { background: rgba(255,255,255,0.12); }
.bento-card > * { position: relative; z-index: 1; }
.bento-card h3 { font-size: 1.3rem; color: inherit; }
.bento-card.featured h3 { color: var(--white); font-size: 1.6rem; }
.bento-card p { margin-top: 10px; font-size: 0.95rem; color: var(--text-muted); max-width: 34ch; }
.bento-card.featured p { color: var(--text-on-dark-muted); }
.bento-tag {
  position: absolute; top: 28px; left: 32px; z-index: 1;
  font-size: 0.72rem; font-weight: 700; letter-spacing: 0.14em; text-transform: uppercase;
  color: var(--gold-soft);
}

/* -------------------- Ablauf stepper -------------------- */
.ablauf { padding: 120px 0; background: var(--paper-2); }
.stepper {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 28px;
  position: relative;
}
.stepper::before {
  content: "";
  position: absolute;
  top: 26px; left: 6%; right: 6%;
  height: 1px;
  background: var(--border);
}
.step { position: relative; }
.step-num {
  width: 52px; height: 52px;
  border-radius: 50%;
  background: var(--white);
  border: 1px solid var(--border);
  display: flex; align-items: center; justify-content: center;
  font-family: var(--font-display); font-weight: 700; color: var(--gold);
  font-size: 1.1rem;
  margin-bottom: 22px;
  position: relative; z-index: 1;
}
.step h3 { font-size: 1.1rem; }
.step p { margin-top: 8px; color: var(--text-muted); font-size: 0.92rem; }

/* -------------------- Rechner -------------------- */
.rechner { padding: 120px 0; }
.rechner-panel {
  background: var(--navy);
  border-radius: var(--radius-lg);
  color: var(--text-on-dark);
  padding: 56px;
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 48px;
}
.rechner-form label {
  display: block;
  font-size: 0.85rem;
  font-weight: 700;
  color: var(--text-on-dark-muted);
  margin-bottom: 8px;
}
.field { margin-bottom: 26px; }
.field-value { color: var(--gold-soft); font-weight: 700; }
input[type="range"] {
  width: 100%;
  accent-color: var(--gold);
  height: 4px;
  background: rgba(255,255,255,0.18);
  border-radius: var(--radius-pill);
}
.rechner-result {
  background: rgba(255,255,255,0.05);
  border: 1px solid var(--border-dark);
  border-radius: var(--radius-md);
  padding: 36px;
  display: flex;
  flex-direction: column;
  justify-content: center;
}
.rechner-result .result-label { font-size: 0.85rem; color: var(--text-on-dark-muted); font-weight: 700; }
.rechner-result .result-value {
  font-family: var(--font-display);
  font-size: clamp(2.4rem, 2rem + 1.6vw, 3.2rem);
  color: var(--gold-soft);
  margin-top: 8px;
}
.rechner-result .result-sub { margin-top: 18px; font-size: 0.85rem; color: var(--text-on-dark-muted); line-height: 1.6; }
.rechner-result .result-note { margin-top: 22px; font-size: 0.76rem; color: rgba(174,184,198,0.7); }

/* -------------------- Ueber uns -------------------- */
.ueber { padding: 120px 0; }
.ueber-grid {
  display: grid;
  grid-template-columns: 0.85fr 1.15fr;
  gap: 64px;
  align-items: start;
}
.ueber-photo {
  border-radius: var(--radius-lg);
  overflow: hidden;
  background: var(--paper-2);
  position: sticky;
  top: 110px;
}
.ueber-photo img { width: 100%; height: auto; }
.ueber-name { padding: 22px 24px; }
.ueber-name h3 { font-size: 1.2rem; }
.ueber-name span { display: block; margin-top: 4px; color: var(--text-muted); font-size: 0.9rem; }

.ueber-body p.intro { font-size: 1.1rem; color: var(--text); }
.ueber-body p.intro + p { margin-top: 18px; }
.ueber-body .philosophie {
  margin-top: 18px;
  color: var(--text-muted);
}
.staerken-grid {
  margin-top: 44px;
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 28px 32px;
}
.staerke { display: flex; gap: 16px; }
.staerke i {
  flex-shrink: 0;
  width: 40px; height: 40px;
  border-radius: 50%;
  background: rgba(201,162,39,0.12);
  color: var(--gold);
  display: flex; align-items: center; justify-content: center;
  font-size: 1.1rem;
}
.staerke h4 { font-family: var(--font-body); font-size: 0.98rem; font-weight: 700; color: var(--navy); }
.staerke p { margin-top: 6px; font-size: 0.9rem; color: var(--text-muted); }

/* -------------------- Warum wir (editorial dark) -------------------- */
.warum {
  background: var(--navy);
  color: var(--text-on-dark);
  padding: 130px 0;
}
.warum-statement {
  font-family: var(--font-display);
  font-size: clamp(1.8rem, 1.3rem + 2vw, 3rem);
  max-width: 900px;
  line-height: 1.25;
}
.warum-statement .accent { color: var(--gold-soft); font-style: italic; }
.warum-list {
  margin-top: 56px;
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  border-top: 1px solid var(--border-dark);
}
.warum-list div {
  padding: 26px 20px 0 0;
  border-right: 1px solid var(--border-dark);
}
.warum-list div:last-child { border-right: none; }
.warum-list h4 { font-family: var(--font-display); color: var(--white); font-size: 1.05rem; font-weight: 600; }
.warum-list p { margin-top: 10px; font-size: 0.88rem; color: var(--text-on-dark-muted); }

/* -------------------- Aktuelles highlight card -------------------- */
.aktuelles { padding: 120px 0; }
.aktuelles-card {
  position: relative;
  overflow: hidden;
  background: linear-gradient(135deg, var(--navy) 0%, var(--navy-3) 100%);
  border-radius: var(--radius-lg);
  color: var(--text-on-dark);
  padding: 64px;
  display: grid;
  grid-template-columns: 1.1fr 0.9fr;
  gap: 48px;
  align-items: center;
}
.aktuelles-decor {
  position: absolute;
  width: 480px; height: 480px;
  top: -140px; right: -140px;
  opacity: 0.10;
  pointer-events: none;
}
.aktuelles-decor circle { fill: none; stroke: var(--gold-soft); stroke-width: 1; }
.aktuelles-copy { position: relative; z-index: 1; }
.aktuelles-copy h2 { color: var(--white); font-size: clamp(1.8rem, 1.4rem + 1.6vw, 2.4rem); }
.aktuelles-copy p.lead { margin-top: 16px; color: var(--text-on-dark-muted); font-size: 1.02rem; max-width: 44ch; }
.aktuelles-actions { margin-top: 30px; }

.aktuelles-stat {
  position: relative;
  z-index: 1;
  background: rgba(255,255,255,0.05);
  border: 1px solid var(--border-dark);
  border-radius: var(--radius-md);
  padding: 36px;
}
.aktuelles-stat .stat-label { font-size: 0.82rem; font-weight: 700; letter-spacing: 0.04em; color: var(--text-on-dark-muted); }
.aktuelles-stat .stat-value {
  display: block;
  font-family: var(--font-display);
  font-size: clamp(2.2rem, 1.8rem + 1.4vw, 2.8rem);
  color: var(--gold-soft);
  margin-top: 6px;
}
.aktuelles-benefits { margin-top: 28px; display: flex; flex-direction: column; gap: 16px; }
.aktuelles-benefits div { display: flex; align-items: center; gap: 12px; font-weight: 600; font-size: 0.92rem; }
.aktuelles-benefits i { color: var(--gold); font-size: 1.15rem; flex-shrink: 0; }

/* -------------------- FAQ -------------------- */
.faq { padding: 120px 0; }
.faq-list { max-width: 780px; }
.faq-item {
  border-bottom: 1px solid var(--border);
  padding: 6px 0;
}
.faq-item summary {
  list-style: none;
  cursor: pointer;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 20px;
  padding: 20px 4px;
  font-family: var(--font-display);
  font-size: 1.08rem;
  color: var(--navy);
}
.faq-item summary::-webkit-details-marker { display: none; }
.faq-item summary .plus {
  flex-shrink: 0;
  width: 30px; height: 30px;
  border-radius: 50%;
  border: 1px solid var(--border);
  display: flex; align-items: center; justify-content: center;
  color: var(--gold);
  transition: transform 0.3s var(--ease), background 0.3s var(--ease);
}
.faq-item[open] summary .plus { transform: rotate(45deg); background: var(--gold); color: var(--navy); border-color: var(--gold); }
.faq-item p {
  padding: 0 4px 22px 4px;
  color: var(--text-muted);
  max-width: 62ch;
}

/* -------------------- Referenzen carousel -------------------- */
.referenzen { padding: 120px 0; background: var(--paper-2); }
.carousel-head { display: flex; align-items: flex-end; justify-content: space-between; margin-bottom: 40px; gap: 20px; flex-wrap: wrap; }
.carousel-controls { display: flex; gap: 10px; }
.carousel-controls button {
  width: 44px; height: 44px;
  border-radius: 50%;
  border: 1px solid var(--border);
  background: var(--white);
  color: var(--navy);
  cursor: pointer;
  display: flex; align-items: center; justify-content: center;
  transition: background 0.25s var(--ease), color 0.25s var(--ease), border-color 0.25s var(--ease);
}
.carousel-controls button:hover { background: var(--navy); color: var(--white); border-color: var(--navy); }
.carousel-track {
  display: flex;
  gap: 24px;
  overflow-x: auto;
  scroll-snap-type: x mandatory;
  padding-bottom: 8px;
  scrollbar-width: none;
}
.carousel-track::-webkit-scrollbar { display: none; }
.quote-card {
  scroll-snap-align: start;
  flex: 0 0 min(420px, 86vw);
  background: var(--white);
  border-radius: var(--radius-lg);
  padding: 32px;
  border: 1px solid var(--border);
}
.quote-card .stars { color: var(--gold); letter-spacing: 2px; font-size: 0.95rem; }
.quote-card blockquote {
  margin: 18px 0 0;
  font-family: var(--font-display);
  font-size: 1.08rem;
  color: var(--navy);
  line-height: 1.5;
}
.quote-card .attribution { margin-top: 20px; font-size: 0.85rem; color: var(--text-muted); }
.quote-card .attribution b { color: var(--navy); }

/* -------------------- Kontakt -------------------- */
.kontakt { padding: 120px 0; }
.kontakt-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 56px;
  background: var(--navy);
  color: var(--text-on-dark);
  border-radius: var(--radius-lg);
  padding: 64px;
}
.kontakt-copy h2 { color: var(--white); font-size: clamp(1.8rem, 1.4rem + 1.4vw, 2.4rem); }
.kontakt-copy p { margin-top: 16px; color: var(--text-on-dark-muted); max-width: 42ch; }
.kontakt-actions { margin-top: 30px; display: flex; gap: 16px; flex-wrap: wrap; }
.kontakt-details { display: flex; flex-direction: column; gap: 22px; justify-content: center; }
.kontakt-row { display: flex; gap: 16px; }
.kontakt-row i { color: var(--gold); font-size: 1.3rem; flex-shrink: 0; margin-top: 2px; }
.kontakt-row h4 { font-family: var(--font-body); font-weight: 700; font-size: 0.95rem; color: var(--white); }
.kontakt-row p, .kontakt-row a { margin-top: 4px; color: var(--text-on-dark-muted); font-size: 0.92rem; }
.kontakt-row a:hover { color: var(--gold-soft); }

/* -------------------- Footer -------------------- */
.site-footer { background: var(--navy-2); color: var(--text-on-dark-muted); padding: 64px 0 32px; }
.footer-top { display: flex; justify-content: space-between; gap: 40px; flex-wrap: wrap; padding-bottom: 40px; border-bottom: 1px solid var(--border-dark); }
.footer-brand .brand-word b { color: var(--white); }
.footer-brand p { margin-top: 14px; max-width: 34ch; font-size: 0.9rem; }
.footer-nav { display: flex; gap: 48px; flex-wrap: wrap; }
.footer-col h5 { font-size: 0.78rem; letter-spacing: 0.1em; text-transform: uppercase; color: var(--gold-soft); font-weight: 700; margin-bottom: 14px; }
.footer-col a, .footer-col p { display: block; font-size: 0.9rem; margin-bottom: 10px; }
.footer-col a:hover { color: var(--white); }

.legal-block { margin-top: 40px; padding-top: 30px; }
.legal-block h5 { font-size: 0.78rem; letter-spacing: 0.1em; text-transform: uppercase; color: var(--gold-soft); font-weight: 700; margin-bottom: 20px; }
.legal-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 30px; font-size: 0.82rem; line-height: 1.7; }
.legal-grid strong { display: block; color: var(--text-on-dark); margin-bottom: 4px; }
.legal-grid a { color: var(--gold-soft); }

.footer-bottom { margin-top: 40px; font-size: 0.8rem; opacity: 0.7; }

/* -------------------- Scroll reveal -------------------- */
[data-reveal] { opacity: 0; transform: translateY(24px); transition: opacity 0.7s var(--ease), transform 0.7s var(--ease); }
[data-reveal].is-visible { opacity: 1; transform: translateY(0); }
@media (prefers-reduced-motion: reduce) {
  [data-reveal] { opacity: 1; transform: none; transition: none; }
}

/* -------------------- Responsive -------------------- */
@media (max-width: 1080px) {
  .main-nav, .header-actions .desktop-only { display: none; }
  .nav-toggle { display: block; }
}

@media (max-width: 960px) {
  .hero-inner { grid-template-columns: 1fr; min-height: auto; padding-top: 20px; }
  .hero-copy { padding-bottom: 40px; max-width: 100%; }
  .hero-visual { order: -1; }
  .hero-visual img { max-height: 380px; }
  .hero-badge { left: 12px; bottom: 24px; }

  .bento { grid-template-columns: 1fr; grid-template-rows: none; }
  .bento-card.featured { grid-row: auto; min-height: 320px; }

  .stepper { grid-template-columns: 1fr 1fr; row-gap: 40px; }
  .stepper::before { display: none; }

  .rechner-panel { grid-template-columns: 1fr; padding: 36px 24px; }

  .ueber-grid { grid-template-columns: 1fr; }
  .ueber-photo { position: static; max-width: 360px; margin: 0 auto; }
  .staerken-grid { grid-template-columns: 1fr; }

  .warum-list { grid-template-columns: 1fr 1fr; row-gap: 30px; }
  .warum-list div { border-right: none; }

  .kontakt-grid { grid-template-columns: 1fr; padding: 40px 24px; }

  .aktuelles-card { grid-template-columns: 1fr; padding: 40px 24px; }

  .legal-grid { grid-template-columns: 1fr; }
  .footer-top { flex-direction: column; }
}

@media (max-width: 600px) {
  .container { padding: 0 20px; }
  .section-head { margin-bottom: 36px; }
  .leistungen, .ablauf, .rechner, .ueber, .warum, .aktuelles, .faq, .referenzen, .kontakt { padding: 80px 0; }
  .stepper { grid-template-columns: 1fr; }
  .warum-list { grid-template-columns: 1fr; }
  .trust-row { flex-direction: column; align-items: center; text-align: center; gap: 14px; padding: 22px 0; }
  .trust-item { flex: 0 0 auto; justify-content: center; }
  .carousel-head { flex-direction: column; align-items: flex-start; }
}